Achilles Heel: Everyone has one or many and mine is junk food, but I’m getting way ahead of myself here, so let’s rewind.
I started budgeting on the 1st of February 2013, because I like to start things on a fresh page and January 1st had already gone, but like any normal person in this here 21st century, I decided to post my business on the internet, but I digress.
One of the main reasons for starting a budget was to be able to pay way more than my minimum payment on my student loan and be able to track my money, so that I could save effectively. It’s no fun going to the bank and just randomly taking cash out and then one day realising your balance is not what you thought it should be. I started the process of working out how much I needed per week for my fixed expenses (transportation, loan payment, mobile payment [it shall remain] etc.), important variable expenses and savings. After jotting these down, came that all important category: Allowance. Now my allowance money previously went to, you guessed it, junk food. I could buy potato chips, gummy snacks and chocolates (the wafer kind) everyday with real hard earned money. If that wasn’t bad enough, I just went to the ATM at the beginning of the week and withdrew any amount of money I felt like using that week.
That crap would be no more!
I started off with a $30 weekly allowance ($6.00 per day), to cover junk food and other misc items and then after a few weeks chopped it down to $20 a week (4 frickin dollars a day!). I’m a master at trying to beat myself at my own game (slightly delusional but it works) so I would buy all my junk food at the beginning of the week for $6.00, ration it throughout the week and save the rest of the money. I’ve gotten to the point where I don’t even buy junk food everyday and I attribute that to three things:
– making sure I eat breakfast everyday
– not craving the snacks
– saving is more important than eating empty food, no matter how good it taste
Maybe I will walk into a store with $10 and walk out with a bag of junk food, later to be found hunkering down behind the sofa.
Here’s to seemingly overcoming my achilles heel and hopefully you can overcome yours too.